In the past equity release schemes have often been given a bad press. Some led older consumers to make the wrong decisions on releasing equity and some companies may not have had the best interests of their customers at heart. Those considering this as a way of accessing cash now may find it useful to look at the services offered by SHIP (Safe Home Income Plans). What is SHIP and what does it do?
What is SHIP (Safe Home Income Plans)?
SHIP is the UK's equity release trade body. Although a company dealing in equity release doesn't have to become a member of the body, many reputable firms do. Membership means that a company has to adhere to certain guarantees of behaviour under the SHIP Code of Conduct. This gives consumers a better chance of being treated fairly and correctly during the consultation and release process.
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